The start of 2015 is starting off similar to 2014 in terms of the weakness in cash flows.  This could be attributed to a lot of tax gains.    Jack urges us to pay attention to what’s going on in Europe – a bit of a tug-of-war situation with the Euro in Greece,  and the euro being at a new near-term low.  Lastly, oil is at a new low of $50 barrel, which is still a two-edged sword.

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